BSI Financial is led b y a strong and experienced management team
Gagan Sharma, President and Chief Executive Officer: Gagan acquired BSI Financial Services from a bank in 2006. Prior to BSI, Gagan founded a global outsourcing company serving the financial services and technology industries. He raised institutional equity financing and increased its labor force to more than 1,200 people before selling it. Prior to that, Gagan was a consultant with Deloitte, advising clients on matters of strategy and operations in the financial services and high tech industries. Gagan has an MBA from The Wharton School at The University of Pennsylvania and a B Tech from the Indian Institute of Technology, Delhi.

Jordan Dorchuck, Executive Vice President/General Counsel/Chief Compliance Officer: Jordan has earned distinction in a variety of roles related to law and regulatory compliance for the mortgage industry. One of a few lawyers designated by the Mortgage Bankers Association as a Certified Mortgage Banker, he is a past chair of the MBA’s Loan Administration Committee and of the American Securitization Forum’s Loan Servicing Sub-forum, where he also served on the Board. He was also a member of the executive committee of the HOPE NOW Alliance. Prior to joining BSI Financial, Jordan held positions as Executive Vice President and General Counsel of several mortgage banking companies, including Homeward Residential and Aurora Loan Services. He also served as Deputy General Counsel of Countrywide Home Loans where he managed a group of lawyers that advised the Loan Administration division. Jordan had previously been a corporate partner in the Wall St. law firm of Mudge, Rose, Guthrie, Alexander & Ferdon prior to its dissolution. Jordan clerked for the late Hon. Oliver Seth, C.J. of the U.S. Court of Appeals for the Tenth Circuit, and was graduated from Washington & Lee University School of Law, cum laude, and from the Wharton School of Business of the University of Pennsylvania.

John Lawrence, Executive Vice President, Chief Servicing Officer: A 20-year veteran of the mortgage industry, John is responsible for all loan servicing activities, from loan boarding to loss mitigation. Prior to joining BSI Financial, John was a Senior Vice President and portfolio manager for PIMCO, where he managed all aspects of loan trading operations, participated in capital development and was responsible for operations that supported consumer, student and auto loan investments. John was also a managing director for PennyMac, where he developed a post-closing and servicing platform to host 20,000 loans and was responsible for PennyMac’s capacity planning and budgeting. His experience also includes key roles at Wells Fargo, IndyMac Bank and Fremont Investment & Loan.

Scott A. Johnson, Senior Vice President, Corporate Controller: Scott's experience in financial services began at Ocwen Financial, where he quickly rose through the ranks to lead Investor Reporting and Third-party Controllership. In 2005 he joined Litton Loan Servicing, a division of Goldman Sachs, to manage financial forecasting and MSR valuations. Four years later he was promoted to vice president and assumed leadership of corporate finance. Prior to joining BSI Financial, Johnson worked at Nationstar Mortgage and held leadership positions in Servicing Finance, Accounting and Corporate Finance. In August 2015, he was named Controller of the corporate segment of the business. Scott holds an undergraduate degree in Finance from Florida State University.

Michael Kittyle, Executive Vice President, Chief Technology Officer: With more than 15 years of experience in mortgage banking working in Information Technology, Project Management and Enterprise Resource Planning, Michael brings valuable leadership and technical experience as he leads the enterprise digital transformation plan. Michael joined BSI Financial through the acquisition of 3Point Asset Management, where he held the position of Senior Vice President of Technology. He has also served as the Managing Director of Production Technologies for PennyMac, and as the Director of Product Implementation for Commerce Velocity, which provides enterprise and .ASP technology solutions to the mortgage banking industry. His background also includes assignments with Deloitte & Touche and IBM Global Services.

Jared Walsh, Senior Vice President of Analytics & Conversions: Jared has more than 15 years of experience in the residential mortgage industry with a focus on business intelligence, process improvement, credit risk management, and operations management. He was integral in establishing the cloud based IT infrastructure that allows BSI Financial to manage data and analytics. In creating the control environment, he leads efforts to create and manage exception reporting, operational management tools, data analytics, and forecasting tools. Jared holds a Finance degree from California State University, Long Beach.

Monica Sawatsky, Senior Vice President, Quality Control and Vendor Management : Monica has been with BSI Financial for 28 years. Prior to assuming her current position Monica was Senior Vice President of Loan Administration, managing Escrow, Investor Reporting, Cashiering and Conversions. She also managed the Loss Mitigation and Default Management areas for four years. In her current role, Monica manages the Servicing Quality Control and Vendor Management areas within BSI.

Jill Sheely, Senior Vice President, Human Resources and Licensing : Jill has been with BSI for more than 24 years, overseeing customer service, accounting, investor reporting, originations, compliance and administration, servicing QC and management before being promoted to Senior Vice President. In her current role, Jill is responsible for human resources, corporate training, licensing and audits. Jill holds a degree in Business Administration from the University of Pittsburgh.

Julie Zygutis, Senior Vice President, Quality Control and Due Diligence: Julie leads the loan review department for BSI, which includes post origination quality control and due diligence. Julie has worked with BSI for more than 19 years in various capacities, including roles as underwriter, auditor, and project manager. Prior to joining BSI, Julie worked as a manager in the telecommunications industry.

Michael Whitfield, Vice President, Loan Administration: Mike joined BSI Financial from Rushmore Loan Management Services, where he was Vice President of Loan Administration, leading key servicing functions that included payment processing, audit, tax and insurance tracking, loss drafts and loan boarding. He has also served as Vice President, Servicer Compliance for 3Point Asset Management, and Director of Loan Administration for PennyMac. His career track also includes Assistant Vice President for Customer Service and Loan Administration for Fremont Investment & Loan.

Charlene Takara, Vice President Investor Accounting / Finance: Charlene has 40 years of mortgage banking experience with a focus in cash management, investor reporting and accounting. Charlene has experience with FNMA, FHLMC, GNMA, public & private securitizations and private investor accounting. She has been involved in managing cashiering, escrow administration, payoffs, ARM and HELOC loans. While the majority of her experience is in the residential mortgage industry, she also has worked in commercial and SBA lending. Charlene currently oversees Corporate Advance, Custodial Bank Reconciliations and all GSE Investor Reporting. Charlene joined BSI Financial through the acquisition of 3Point Asset Management. Her work history includes key roles with Countrywide Home Loans, Aames Financial, Fremont Investment & Loan and Opus Bank.