Our vision is to create value for our clients by being easy to do business with
BSI Financial Services Licensing

Licensed as Servis One, Inc. dba BSI Financial Services. Servis One, Inc. is authorized to conduct business in all fifty states and the District of Columbia.

BSI Financial Services
1425 Greenway Drive
Suite 400
Irving, TX 75038
800.327.7861 (Phone)
972.692.7083 (Fax)
NMLS # 38078
www.nmlsconsumeraccess.com

Following is a list of our state licenses and approvals:

LICENSES HELD

Alabama Consumer Credit License (# 21470)
Arizona Escrow Agency License (# 0916299)
Arkansas Combination Mortgage Banker-Broker-Servicer License (# 101552)
Arkansas Collection Agency License (# 4443)
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act (# 4130841)
Colorado Supervised Lender License (# 991151)
Colorado Collection Agency License (# (# 991976)
Colorado Office Location: 7200 S. Alton Way, Suite B180, Centennial CO 80112. Phone 303.309.3839
Connecticut Mortgage Servicer License (# MS38078)
District of Columbia Mortgage Lender License (# MLB38078)
Florida Mortgage Lender Servicer License (# MLD654)
Florida Consumer Collection Agency License (# CCA9902633)
Georgia Residential Mortgage Licensee (# 23583)
Hawaii Mortgage Servicer License (# MS054)
Hawaii Mortgage Servicer Loan Modification License (# HI-38078)
Hawaii Exempt Out-of-State Collection Agency Designation (# COLAX-667)
Idaho Regulated Lender Registrant (# RRL-7552)
Idaho Collection Agency License (# CCA-9070)
Illinois Residential Mortgage Licensee ( (MB.6760534)
Indiana First Lien Mortgage Lending License (# 18289)
Indiana Collection Agency License
Iowa Regulated Loan Company License (# 88883097)
Iowa Mortgage Banker License (# 2008-0133)
Iowa Debt Collector Notification
Kansas Supervised Loan License (# SL.0026227)
Kansas Consumer Credit Notification (# NOT.0025442)
Kentucky Mortgage Company License (# MC22537)
Louisiana Residential Mortgage Lending License
Louisiana Collection Agency Registration (# 40558278I)
Maine Loan Servicer Registration (# SVR9572)
Maine Debt Collector License (# DCL 11842)
Maryland Mortgage Lender License (# 18707)
Massachusetts Debt Collector License (# DC112167-100)
Michigan 1st Mortgage Broker, Lender, and Servicer Registration ( (FR0019669)
Michigan 2nd Mortgage Broker, Lender and Servicer Registration (# SR0018062)
Minnesota Residential Mortgage Servicer License (# MN-MS-20570133)
Licensed by the Mississippi Department of Banking and Consumer Finance – Mississippi Mortgage Lender License (# 38078)
Missouri Residential Mortgage Loan Broker License (# 15-1910-S)
Montana Mortgage Servicer License (# 38078)
Nebraska Mortgage Banker License (# 2026)
Nevada Collection Agency License ( (# CAD11205)
Nevada Mortgage Servicer License
Nevada Mortgage Servicer Registration (# 3739)
Licensed by the New Hampshire Banking Department - New Hampshire Mortgage Servicer Registration (# 14503-MS)
New Jersey Collection Agency Bond (# 10289)
New Mexico Collection Agency License (# 01263)
Registered Mortgage Loan Servicer NYS Department of Financial Services (# 38078)
Licensed as a Debt Collection Agency by the New York City Department of Consumer Affairs, (# 2001485-DCA)
City of Buffalo Collection Agency License (# CAG13-10024282)
North Carolina Mortgage Servicer License (# S-146603)
North Carolina Collection Agency Permit Nos. - Irving Office (# 105711), Titusville Office (#105608), Bethesda Office (#108732), Hunt Valley Office (#108712), Irvine, CA (# 112507)
Ohio Mortgage Loan Act Certificate of Registration (# SM.501544.000)
Oklahoma Mortgage Lender License (# ML010178)
Oregon Collection Agency License (# 49414)
Rhode Island Third Party Loan Servicer License (# 20153146LS)
South Carolina Mortgage Lender/Servicer License (# MLS-38078)
South Dakota Mortgage Lender License (# ML.04897)
Tennessee Mortgage License (# 109160)
Texas Residential Mortgage Loan Servicer Registration Licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas (# 59060)
Texas Collection Agency Bond (# 20110218)
Utah Residential First Mortgage Notification (# UDFI-RFMN2015)
Utah Collection Agency Registration (# 6598468-0131)
Vermont Loan Servicer License (# 38078-1)
Vermont Mortgage Broker License (# 1046 MB)
Washington Consumer Loan Company License (# CL-38078)
West Virginia Mortgage Lender License (# ML-24470)
West Virginia Collection Agency Registration – (# 2260-2750)
Wisconsin Mortgage Banker License (# 215168BA)
Wisconsin Consumer Act Registration – (# SO78297)

Arkansas Residents

    BSI Financial is currently licensed in the state of Arkansas. Any complaints may be submitted to www.securities.arkansas.gov or by calling this toll-free number: 800.981.4429.

California Residents

    The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 877.FTC.HELP or www.ftc.gov.

Colorado Residents

    FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR.

    A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.

Maryland Residents

    Per Maryland Code Commercial Law section 13-316(b)(5), BSI is required to inform you that a servicer's violation of this section will result in a servicer being held liable under subsection (e) of § 13-316.

Massachusetts Residents

    NOTICE OF IMPORTANT RIGHTS

    You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.

New York Residents

    We are required by regulation of the New York State Department of Financial Services to notify you of the following information. This information is NOT legal advice:

    Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. section 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to:

    1. the use or threat of violence;
    2. the use of obscene or profane language; and
    3. repeated phone calls made with the intent to annoy, abuse, or harass.

    If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt:

    1. Supplemental security income, (SSI);
    2. Social security;
    3. Public assistance (welfare);
    4. Spousal support, maintenance (alimony) or child support;
    5. Unemployment benefits;
    6. Disability benefits;
    7. Worker's compensation benefits;
    8. Public or private pensions;
    9. Veteran's benefits;
    10. Federal student loans, federal student grants, and federal work study funds; and
    11. Ninety percent of your wages or salary earned in the last sixty days.

    If you would like to learn more about your legal rights and options, you can consult an attorney or a legal assistance or legal aid organization.

North Carolina Residents

    BSI Financial Services ("BSI") is regulated by the North Carolina Commissioner of Banks (NCCOB). If you wish to submit a complaint about BSI, you may do so to the NCCOB, which provides an online complaint form on their website at www.nccob.gov, or you may call them at 919.733.3016 for more information and assistance.

Texas Residents

    CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOT-LINE IS AVAILABLE AT 877.276.5550.

    THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

    COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877.276.5550.

    A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov.